Very well said. You're absolutely right that some tough fundraising times are ahead for non-profits. As a very large, national non-profit, my company has certainly seen the effects. Many long-time donors are cutting back their contributions by as much as 50% or more, and we anticipate this will continue for the foreseeable future. Fortunately, we've been proactive and have listened to the community and our donors. Among the top things they want to see are: measurable accountability to all constituents; good governance standards; and ethical business practices. To meet these demands, one of the things we've implemented is a "training institute" where all new employees -- and we're talking thousands of employees nationwide -- must attend a two-day session on topics such as ethics, corporate policies, and community accountability. In addition, we've been proactive in ensuring our national board of directors, and each local level board, can provide as much regulatory leadership and visionary oversight as possible, far beyond what any current federal or state laws require. We've benefited from these practices in a number of ways, not the least of which is the fact that our fundraising is on track to surpass last year's total. Just goes to show that a demonstrated commitment to ethics, governance, and accountability can pay off.